:root{--primary:#133d5b;--primary-light:#1a5278;--primary-dark:#0c2a3f;--secondary:#786854;--secondary-light:#9a876c;--gold:#c8a96e;--gold-dark:#a8893e;--light-bg:#f6f4f0;--white:#ffffff;--text:#1a1a2e;--text-muted:#5a5870;--border:#e0dbd3;--success:#2d7a38;--error:#c0392b;--font-display:'Playfair Display',Georgia,'Times New Roman',serif;--font-body:'Source Sans 3','Helvetica Neue',Arial,sans-serif;--max-w:1200px;--radius:6px;--radius-lg:12px;--shadow-sm:0 2px 12px rgba(27,23,68,0.08);--shadow:0 4px 24px rgba(27,23,68,0.12);--shadow-lg:0 8px 48px rgba(27,23,68,0.20);--transition:0.28s ease}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);color:var(--text);background:var(--white);line-height:1.7;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none;transition:var(--transition)}ul,ol{list-style:none}button{font-family:var(--font-body)}input,textarea,select{font-family:var(--font-body)}h1,h2,h3,h4{font-family:var(--font-display);line-height:1.2}h1{font-size:clamp(1.9rem,4.5vw,3.1rem);font-weight:900}h2{font-size:clamp(1.55rem,3.2vw,2.35rem);font-weight:700}h3{font-size:clamp(1.05rem,1.8vw,1.3rem);font-weight:700}p{line-height:1.75}.container{max-width:var(--max-w);margin:0 auto;padding:0 1.5rem}.section-pad{padding:clamp(3.5rem,8vw,6rem) 0}.text-center{text-align:center}.label-tag{display:inline-block;font-family:var(--font-body);font-size:0.72rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:0.6rem}.btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.875rem 2rem;border-radius:40px;font-family:var(--font-body);font-size:0.95rem;font-weight:600;cursor:pointer;transition:var(--transition);border:2px solid transparent;text-decoration:none;line-height:1}.btn-primary{background:var(--gold);color:var(--primary)}.btn-primary:hover{background:var(--gold-dark);transform:translateY(-2px);box-shadow:var(--shadow);color:var(--primary)}.btn-outline{border-color:rgba(19,61,91,0.45);color:var(--primary);background:transparent}.btn-outline:hover{background:rgba(19,61,91,0.06);border-color:var(--primary)}.btn-dark{background:var(--primary);color:var(--white)}.btn-dark:hover{background:var(--primary-light);transform:translateY(-2px);box-shadow:var(--shadow)}.site-header{position:fixed;top:0;left:0;width:100%;z-index:500;background:transparent;backdrop-filter:none;-webkit-backdrop-filter:none;border-bottom:1px solid transparent;transition:background var(--transition),border-color var(--transition),padding var(--transition),box-shadow var(--transition);padding:0.75rem 0}.site-header.scrolled{background:rgba(255,255,255,0.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(19,61,91,0.10);padding:0.35rem 0;box-shadow:0 2px 20px rgba(19,61,91,0.12)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem}.logo-link{display:flex;align-items:center;flex-shrink:0}.logo-link picture{display:block;line-height:0}.logo-link img{height:88px;width:auto;display:block}.main-nav{display:flex;align-items:center;gap:2rem}.main-nav a{font-size:0.88rem;font-weight:600;color:rgba(255,255,255,0.92);white-space:nowrap;text-shadow:0 1px 4px rgba(0,0,0,0.25)}.main-nav a:hover{color:var(--white)}.site-header.scrolled .main-nav a{color:var(--primary);text-shadow:none}.site-header.scrolled .main-nav a:hover{color:var(--secondary)}.nav-cta{background:var(--gold) !important;color:var(--primary) !important;padding:0.5rem 1.35rem;border-radius:30px;font-weight:700 !important;font-size:0.85rem !important;white-space:nowrap;text-shadow:none !important}.nav-cta:hover{background:var(--gold-dark) !important;transform:translateY(-1px);box-shadow:0 4px 12px rgba(120,104,84,0.45)}.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:0.25rem}.hamburger span{display:block;width:24px;height:2px;background:var(--white);transition:var(--transition)}.site-header.scrolled .hamburger span{background:var(--primary)}.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.mobile-nav{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:#133d5b;z-index:490;flex-direction:column;align-items:center;justify-content:center;gap:2rem}.mobile-nav.open{display:flex}.mobile-nav a{font-family:var(--font-display);font-size:1.5rem;font-weight:700;color:var(--white);text-align:center}.mobile-nav a:hover{color:var(--gold)}.mobile-nav .mobile-cta{background:var(--gold);color:var(--primary) !important;padding:0.875rem 2rem;border-radius:40px;font-family:var(--font-body);font-size:1rem;font-weight:700;margin-top:1rem}.hero{min-height:100vh;display:flex;align-items:center;position:relative;overflow:hidden;padding-top:0}.hero > .container{width:100%}.hero-bg{position:absolute;inset:0;z-index:0;background:#e8f2f8}.hero-bg picture{position:absolute;inset:0;display:block;width:100%;height:100%}.hero-bg picture img,.hero-bg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center right;opacity:1;mix-blend-mode:normal;display:block}.hero-gradient{position:absolute;inset:0;z-index:1;background:linear-gradient( 100deg,rgba(255,255,255,0.96) 0%,rgba(255,255,255,0.82) 35%,rgba(255,255,255,0.40) 58%,rgba(255,255,255,0.00) 75% )}.hero-content{position:relative;z-index:2;max-width:660px;padding:4rem 0 3rem}.hero-content .label-tag{margin-bottom:0.75rem;color:var(--secondary);background:rgba(120,104,84,0.12);padding:0.25rem 0.75rem;border-radius:4px;letter-spacing:0.08em}.hero-content h1{color:var(--primary);margin-bottom:1.25rem}.hero-intro{color:var(--text-muted);font-size:1rem;max-width:540px;margin-bottom:2rem}.hero-kpi-row{display:flex;gap:0;margin:2.25rem 0;background:rgba(255,255,255,0.85);border:1px solid rgba(19,61,91,0.12);border-radius:var(--radius-lg);overflow:hidden;box-shadow:0 2px 16px rgba(19,61,91,0.08);backdrop-filter:blur(4px);max-width:560px}.hero-kpi{flex:1;padding:1.1rem 1.25rem;border-right:1px solid rgba(19,61,91,0.08);display:flex;flex-direction:column}.hero-kpi:last-child{border-right:none}.kpi-value{font-family:var(--font-display);font-size:1.8rem;font-weight:900;color:var(--secondary);line-height:1;display:block}.kpi-label{font-size:0.72rem;color:var(--text-muted);margin-top:0.3rem;line-height:1.4}.hero-btns{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:1.75rem}.hero-disclaimer{display:flex;align-items:center;gap:0.5rem;font-size:0.78rem;color:var(--text-muted);opacity:0.75}.trust-bar{background:var(--primary);padding:1.1rem 0;border-bottom:1px solid rgba(255,255,255,0.07)}.trust-items{display:flex;align-items:center;justify-content:center;gap:2.5rem;flex-wrap:wrap}.trust-item{display:flex;align-items:center;gap:0.55rem;color:rgba(255,255,255,0.75);font-size:0.83rem;font-weight:500;white-space:nowrap}.trust-icon{color:var(--gold);font-size:0.9rem}.intro-section{background:var(--light-bg)}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}.intro-text h2{color:var(--primary);margin-bottom:1.5rem}.intro-text p{color:var(--text-muted);margin-bottom:1rem}.intro-text strong{color:var(--text)}.intro-callout{background:var(--white);border-left:4px solid var(--gold);padding:1.25rem 1.5rem;border-radius:0 var(--radius) var(--radius) 0;margin-top:1.5rem;font-size:0.93rem;color:var(--text-muted)}.intro-callout strong{color:var(--primary)}.intro-links{margin-top:1.5rem;display:flex;flex-direction:column;gap:0.5rem}.intro-links a{color:var(--secondary);font-weight:600;font-size:0.88rem}.intro-links a:hover{color:var(--primary)}.intro-info-card{background:linear-gradient(145deg,var(--primary),#1e2060);border-radius:var(--radius-lg);padding:2.25rem;color:var(--white);box-shadow:var(--shadow-lg);position:sticky;top:100px}.info-card-label{font-size:0.7rem;color:rgba(255,255,255,0.45);text-transform:uppercase;letter-spacing:0.1em;margin-bottom:1rem;font-weight:700}.compare-table{width:100%;border-collapse:collapse}.compare-table th{padding:0.55rem 1rem;text-align:left;color:var(--gold);font-size:0.75rem;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;border-bottom:1px solid rgba(255,255,255,0.12)}.compare-table td{padding:0.7rem 1rem;border-bottom:1px solid rgba(255,255,255,0.07);font-size:0.88rem;color:rgba(255,255,255,0.82)}.compare-table td:first-child{color:rgba(255,255,255,0.55)}.compare-table td.highlight{color:#7de882;font-weight:600}.compare-table tr:last-child td{border-bottom:none}.merkblatt-link{display:inline-flex;align-items:center;gap:0.5rem;margin-top:1.5rem;color:var(--gold);font-size:0.85rem;font-weight:600;text-decoration:underline;text-underline-offset:3px}.merkblatt-link:hover{color:#e8c98e}.steuer-section{background:var(--white)}.section-intro{max-width:700px;margin:0 auto 3.5rem;text-align:center}.section-intro h2{color:var(--primary);margin-bottom:1rem}.section-intro p{color:var(--text-muted)}.steuer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-bottom:2.5rem}.steuer-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:2rem 1.75rem;position:relative;overflow:hidden;transition:box-shadow var(--transition),transform var(--transition)}.steuer-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--gold))}.steuer-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.steuer-num{font-family:var(--font-display);font-size:3.5rem;font-weight:900;color:var(--primary);opacity:0.06;position:absolute;top:0.5rem;right:1rem;line-height:1;pointer-events:none}.steuer-card h3{color:var(--primary);margin-bottom:0.75rem;font-size:1rem}.steuer-card p{color:var(--text-muted);font-size:0.9rem}.rechenbeispiel{background:linear-gradient(135deg,var(--primary) 0%,#1d2660 100%);border-radius:var(--radius-lg);padding:2.5rem 3rem;display:flex;align-items:center;gap:3rem;box-shadow:var(--shadow-lg)}.re-text{flex:1}.re-text h3{color:var(--gold);margin-bottom:1rem;font-size:1.2rem}.re-text p{color:rgba(255,255,255,0.78);font-size:0.92rem;margin-bottom:0.75rem}.re-text strong{color:var(--white)}.re-links{margin-top:1.25rem;display:flex;gap:1.25rem;flex-wrap:wrap}.re-links a{color:var(--gold);font-size:0.85rem;font-weight:600}.re-links a:hover{color:#e8c98e}.re-numbers{display:flex;flex-direction:column;gap:1.25rem;flex-shrink:0;text-align:center}.rn-box{background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.12);border-radius:var(--radius);padding:1rem 1.5rem}.rn-value{font-family:var(--font-display);font-size:2rem;font-weight:900;color:var(--gold);display:block;line-height:1}.rn-label{font-size:0.76rem;color:rgba(255,255,255,0.55);margin-top:0.35rem;line-height:1.3}.zielgruppen{background:var(--light-bg)}.zg-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}.zg-card{background:var(--white);border-radius:var(--radius-lg);padding:1.75rem;display:flex;gap:1.25rem;box-shadow:var(--shadow-sm);transition:box-shadow var(--transition),transform var(--transition)}.zg-card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.zg-icon{width:52px;height:52px;flex-shrink:0;background:linear-gradient(135deg,var(--primary),var(--primary-light));border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;color:var(--gold)}.zg-body h3{color:var(--primary);margin-bottom:0.5rem;font-size:1rem}.zg-body p{color:var(--text-muted);font-size:0.88rem}.zg-body a{color:var(--secondary);font-weight:600}.zg-body a:hover{color:var(--primary)}.vergleich-section{background:var(--white)}.vergleich-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}.vergleich-text h2{color:var(--primary);margin-bottom:1.5rem}.vergleich-text p{color:var(--text-muted);margin-bottom:1rem}.check-list{margin-top:1.5rem}.check-list li{display:flex;align-items:flex-start;gap:0.75rem;padding:0.6rem 0;border-bottom:1px solid var(--border);font-size:0.92rem;color:var(--text-muted)}.check-list li:last-child{border-bottom:none}.ci{color:var(--gold);flex-shrink:0;margin-top:3px;font-size:0.9rem}.vergleich-text .more-link{display:inline-block;margin-top:1.5rem;color:var(--secondary);font-weight:600;font-size:0.9rem}.vergleich-text .more-link:hover{color:var(--primary)}.asset-table-wrap{border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm)}.at-head{background:var(--primary);display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;padding:0.875rem 1.25rem}.at-head span{font-size:0.72rem;font-weight:700;color:rgba(255,255,255,0.55);letter-spacing:0.08em;text-transform:uppercase}.at-row{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;padding:0.875rem 1.25rem;border-bottom:1px solid var(--border);align-items:center;transition:background var(--transition)}.at-row:last-child{border-bottom:none}.at-row:hover{background:var(--light-bg)}.at-row .at-name{font-size:0.88rem;font-weight:600;color:var(--text)}.at-row span:not(.at-name){font-size:0.82rem}.badge{display:inline-block;padding:0.2rem 0.65rem;border-radius:20px;font-size:0.75rem;font-weight:600}.badge-green{background:#e6f9e8;color:#1e6b27}.badge-yellow{background:#fef8e6;color:#7a5c00}.badge-red{background:#fce8e8;color:#9a2020}.at-note{font-size:0.72rem;color:var(--text-muted);margin-top:0.75rem;text-align:center}.prozess{background:var(--light-bg)}.prozess-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem;position:relative}.prozess-steps::before{content:'';position:absolute;top:35px;left:calc(12.5% + 26px);right:calc(12.5% + 26px);height:2px;background:linear-gradient(90deg,var(--gold) 0%,rgba(200,169,110,0.2) 100%);z-index:0}.prozess-step{background:var(--white);border-radius:var(--radius-lg);padding:1.75rem 1.25rem 1.5rem;text-align:center;position:relative;z-index:1;box-shadow:var(--shadow-sm);transition:box-shadow var(--transition),transform var(--transition)}.prozess-step:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.step-num{width:52px;height:52px;background:var(--primary);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1.1rem;font-family:var(--font-display);font-size:1.25rem;font-weight:900;color:var(--gold);border:3px solid var(--white);box-shadow:0 0 0 3px var(--primary)}.prozess-step h3{color:var(--primary);margin-bottom:0.5rem;font-size:0.95rem}.prozess-step p{color:var(--text-muted);font-size:0.83rem}.einstieg{background:var(--primary);padding:clamp(3rem,7vw,5.5rem) 0}.einstieg-title{text-align:center;margin-bottom:2.5rem}.einstieg-title .label-tag{color:var(--gold)}.einstieg-title h2{color:var(--white);margin-top:0.4rem}.einstieg-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.einstieg-tier{background:rgba(255,255,255,0.05);border:1px solid rgba(255,255,255,0.10);border-radius:var(--radius-lg);padding:2rem 1.5rem;text-align:center;transition:background var(--transition),transform var(--transition)}.einstieg-tier:hover{background:rgba(255,255,255,0.09)}.einstieg-tier.featured{background:rgba(200,169,110,0.13);border-color:var(--gold);transform:scale(1.04)}.einstieg-tier.featured:hover{transform:scale(1.06)}.tier-badge{display:inline-block;background:var(--gold);color:var(--primary);font-size:0.72rem;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;padding:0.25rem 0.75rem;border-radius:20px;margin-bottom:1rem}.tier-amount{font-family:var(--font-display);font-size:2.2rem;font-weight:900;color:var(--gold);display:block;line-height:1}.tier-label{color:rgba(255,255,255,0.65);font-size:0.85rem;margin:0.4rem 0 1rem}.tier-desc{color:rgba(255,255,255,0.5);font-size:0.82rem;line-height:1.55}.about{background:var(--white)}.about-grid{display:grid;grid-template-columns:360px 1fr;gap:5rem;align-items:start}.about-portrait-wrap{position:sticky;top:100px}.about-portrait{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:3/4;max-height:480px;background:var(--light-bg)}.about-portrait picture,.about-portrait img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}.about-text .label-tag{margin-bottom:0.4rem}.about-text h2{color:var(--primary);margin-bottom:0.3rem}.about-subtitle{color:var(--secondary);font-size:0.9rem;font-weight:600;margin-bottom:1.5rem;display:block}.about-text p{color:var(--text-muted);margin-bottom:1rem}.credentials{display:flex;flex-wrap:wrap;gap:0.6rem;margin-top:1.5rem}.cred-badge{background:var(--light-bg);border:1px solid var(--border);border-radius:30px;padding:0.4rem 1rem;font-size:0.8rem;font-weight:600;color:var(--primary)}.kontakt{background:var(--light-bg)}.kontakt-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}.kontakt-info h2{color:var(--primary);margin-bottom:1rem}.kontakt-info > p{color:var(--text-muted);margin-bottom:2rem}.kontakt-details{margin-top:0}.kontakt-details li{display:flex;align-items:flex-start;gap:0.875rem;padding:0.875rem 0;border-bottom:1px solid var(--border)}.kontakt-details li:last-child{border-bottom:none}.kd-icon{color:var(--gold);flex-shrink:0;width:20px;margin-top:2px}.kd-label{font-size:0.72rem;text-transform:uppercase;letter-spacing:0.06em;color:var(--text-muted);display:block;margin-bottom:0.15rem}.kd-value{color:var(--primary);font-weight:600;font-size:0.92rem}.kd-value a{color:var(--primary)}.kd-value a:hover{color:var(--gold)}.kontakt-form{background:var(--white);border-radius:var(--radius-lg);padding:2.5rem;box-shadow:var(--shadow)}.kontakt-form h3{color:var(--primary);margin-bottom:1.5rem;font-size:1.2rem}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.form-group{margin-bottom:1.25rem}.form-group label{display:block;font-size:0.82rem;font-weight:600;color:var(--text);margin-bottom:0.4rem}.form-group .req{color:var(--gold)}.form-group input,.form-group textarea,.form-group select{width:100%;padding:0.75rem 1rem;border:1.5px solid var(--border);border-radius:var(--radius);font-family:var(--font-body);font-size:0.9rem;color:var(--text);background:var(--white);transition:border-color var(--transition),box-shadow var(--transition);outline:none;appearance:none;-webkit-appearance:none}.form-group input:focus,.form-group textarea:focus,.form-group select:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(27,23,68,0.08)}.form-group textarea{min-height:120px;resize:vertical}.form-group select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235a5870' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem}.hp-field{position:absolute;left:-9999px;height:0;overflow:hidden;opacity:0;pointer-events:none}.checkbox-wrap{display:flex;align-items:flex-start;gap:0.75rem;margin-bottom:1.25rem;font-size:0.82rem;color:var(--text-muted);line-height:1.5}.checkbox-wrap input[type="checkbox"]{width:auto;height:auto;margin-top:3px;flex-shrink:0;accent-color:var(--primary);cursor:pointer}.checkbox-wrap a{color:var(--primary);text-decoration:underline}.form-submit{width:100%;padding:1rem;border:none;background:var(--gold);color:var(--primary);border-radius:40px;font-family:var(--font-body);font-size:1rem;font-weight:700;cursor:pointer;transition:background var(--transition),transform var(--transition),box-shadow var(--transition)}.form-submit:hover{background:var(--gold-dark);transform:translateY(-2px);box-shadow:var(--shadow)}.form-submit:disabled{opacity:0.7;cursor:not-allowed;transform:none}.form-status{margin-top:1rem;padding:1rem 1.25rem;border-radius:var(--radius);font-size:0.9rem;display:none}.form-status.success{background:rgba(45,122,56,0.08);border:1px solid rgba(45,122,56,0.25);color:var(--success)}.form-status.error{background:rgba(192,57,43,0.08);border:1px solid rgba(192,57,43,0.25);color:var(--error)}.faq{background:var(--white)}.faq-list{max-width:820px;margin:0 auto}.faq-item{border-bottom:1px solid var(--border)}.faq-question{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.25rem 0;font-weight:600;color:var(--primary);cursor:pointer;font-size:0.97rem;user-select:none}.faq-question:hover{color:var(--gold-dark)}.faq-arrow{color:var(--gold);font-size:1rem;flex-shrink:0;transition:transform var(--transition)}.faq-item.open .faq-arrow{transform:rotate(180deg)}.faq-answer{color:var(--text-muted);font-size:0.9rem;padding-bottom:1.25rem;display:none;line-height:1.75}.faq-item.open .faq-answer{display:block}.final-cta{background:linear-gradient(135deg,var(--primary) 0%,#1d2660 50%,var(--primary) 100%);padding:clamp(4rem,9vw,7rem) 0;text-align:center;position:relative;overflow:hidden}.final-cta::before{content:'';position:absolute;top:-30%;left:-10%;width:700px;height:700px;background:radial-gradient(circle,rgba(200,169,110,0.10) 0%,transparent 65%);pointer-events:none}.final-cta::after{content:'';position:absolute;bottom:-30%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(120,104,84,0.10) 0%,transparent 65%);pointer-events:none}.final-cta-inner{position:relative;z-index:1}.final-cta .label-tag{color:var(--gold)}.final-cta h2{color:var(--white);font-size:clamp(1.8rem,4vw,2.8rem);margin-top:0.5rem;margin-bottom:1rem}.final-cta p{color:rgba(255,255,255,0.68);max-width:580px;margin:0 auto 2.5rem}.final-cta .btn-primary{font-size:1.05rem;padding:1.1rem 2.75rem}.final-disclaimer{margin-top:1.5rem;font-size:0.78rem;color:rgba(255,255,255,0.35)}.footer{background:#0f3350;padding:3.5rem 0 1.5rem;color:rgba(255,255,255,0.72)}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:3.5rem;padding-bottom:2.5rem;border-bottom:1px solid rgba(255,255,255,0.08);margin-bottom:1.5rem}.footer-logo img{height:80px;width:auto;margin-bottom:1rem;filter:brightness(0) invert(1) opacity(0.9)}.footer-tagline{color:var(--gold);font-size:0.78rem;margin-bottom:0.75rem}.footer-brand-text{font-size:0.85rem;line-height:1.65;color:rgba(255,255,255,0.72)}.footer-col h4{color:var(--white);font-size:0.78rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;margin-bottom:1rem;font-family:var(--font-body)}.footer-contact-item{display:flex;align-items:flex-start;gap:0.6rem;margin-bottom:0.65rem;font-size:0.84rem}.fci-icon{color:var(--gold);flex-shrink:0;margin-top:2px}.footer-contact-item a{color:rgba(255,255,255,0.72)}.footer-contact-item a:hover{color:var(--gold)}.footer-nav-links{display:flex;flex-direction:column;gap:0.4rem}.footer-nav-links a{font-size:0.85rem;color:rgba(255,255,255,0.72);padding:0.2rem 0;transition:color var(--transition)}.footer-nav-links a:hover{color:var(--gold)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;font-size:0.78rem}.footer-legal{display:flex;gap:1.5rem;flex-wrap:wrap}.footer-legal a{color:rgba(255,255,255,0.60)}.footer-legal a:hover{color:var(--gold)}.cookie-banner{position:fixed;bottom:0;left:0;right:0;z-index:9998;background:var(--primary-dark);border-top:2px solid var(--gold);padding:1.25rem 1.5rem;display:none}.cookie-banner-inner{max-width:var(--max-w);margin:0 auto;display:flex;align-items:center;gap:2rem;flex-wrap:wrap}.cookie-text{flex:1;font-size:0.84rem;color:rgba(255,255,255,0.7);min-width:200px}.cookie-text a{color:var(--gold);text-decoration:underline}.cookie-btns{display:flex;gap:0.75rem;flex-shrink:0}.btn-cookie-accept{background:var(--gold);color:var(--primary);padding:0.55rem 1.35rem;border-radius:30px;font-weight:700;font-size:0.85rem;border:none;cursor:pointer;font-family:var(--font-body);transition:var(--transition)}.btn-cookie-accept:hover{background:var(--gold-dark)}.btn-cookie-settings{background:transparent;color:rgba(255,255,255,0.7);padding:0.55rem 1.35rem;border-radius:30px;font-size:0.85rem;border:1px solid rgba(255,255,255,0.2);cursor:pointer;font-family:var(--font-body);transition:var(--transition)}.btn-cookie-settings:hover{border-color:rgba(255,255,255,0.5);color:var(--white)}.cookie-modal{display:none;position:fixed;inset:0;z-index:9999}.cookie-modal-overlay{position:absolute;inset:0;background:rgba(0,0,0,0.6)}.cookie-modal-content{position:relative;background:var(--white);border-radius:var(--radius-lg);padding:2rem;max-width:480px;width:90%;margin:auto;top:50%;transform:translateY(-50%);box-shadow:var(--shadow-lg)}.cookie-modal-content h3{color:var(--primary);margin-bottom:1.25rem}.cookie-category{margin-bottom:1.25rem;padding-bottom:1.25rem;border-bottom:1px solid var(--border)}.cookie-category:last-of-type{border-bottom:none}.cookie-cat-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:0.4rem}.cookie-cat-header span{font-weight:600;color:var(--primary)}.cookie-cat-desc{font-size:0.83rem;color:var(--text-muted)}.toggle{position:relative;display:inline-block;width:44px;height:24px;flex-shrink:0}.toggle input{opacity:0;width:0;height:0}.toggle-slider{position:absolute;inset:0;background:var(--border);border-radius:24px;cursor:pointer;transition:var(--transition)}.toggle-slider::before{content:'';position:absolute;width:18px;height:18px;left:3px;top:3px;background:var(--white);border-radius:50%;transition:var(--transition);box-shadow:0 1px 4px rgba(0,0,0,0.2)}.toggle input:checked + .toggle-slider{background:var(--primary)}.toggle input:checked + .toggle-slider::before{transform:translateX(20px)}.toggle input:disabled + .toggle-slider{background:#c5c3d0;cursor:not-allowed}.cookie-modal-btns{display:flex;gap:0.75rem;margin-top:1.5rem;flex-wrap:wrap}.btn-modal-accept{flex:1;padding:0.75rem;background:var(--gold);color:var(--primary);border:none;border-radius:30px;font-weight:700;font-size:0.9rem;cursor:pointer;font-family:var(--font-body);transition:var(--transition)}.btn-modal-accept:hover{background:var(--gold-dark)}.btn-modal-save{flex:1;padding:0.75rem;background:transparent;color:var(--primary);border:1.5px solid var(--primary);border-radius:30px;font-weight:600;font-size:0.9rem;cursor:pointer;font-family:var(--font-body);transition:var(--transition)}.btn-modal-save:hover{background:var(--primary);color:var(--white)}.fade-in{opacity:0;transform:translateY(28px);transition:opacity 0.65s ease,transform 0.65s ease}.fade-in.visible{opacity:1;transform:none}@media (max-width:1024px){.intro-grid{grid-template-columns:1fr}.intro-info-card{position:static;margin-top:0}.steuer-grid{grid-template-columns:1fr 1fr}.vergleich-grid{grid-template-columns:1fr}.about-grid{grid-template-columns:1fr;gap:2.5rem}.about-portrait-wrap{position:static}.about-portrait{max-height:360px}.prozess-steps{grid-template-columns:repeat(2,1fr)}.prozess-steps::before{display:none}.kontakt-grid{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr 1fr;gap:2rem}}@media (max-width:768px){.main-nav{display:none}.hamburger{display:flex}.hero-kpi-row{flex-direction:column;gap:0}.hero-kpi{border-right:none;border-bottom:1px solid rgba(255,255,255,0.10)}.hero-kpi:last-child{border-bottom:none}.trust-items{gap:1.25rem;justify-content:flex-start}.steuer-grid{grid-template-columns:1fr}.rechenbeispiel{flex-direction:column;gap:1.5rem;padding:1.75rem}.re-numbers{flex-direction:row;justify-content:center;gap:1rem}.zg-grid{grid-template-columns:1fr}.einstieg-grid{grid-template-columns:1fr}.einstieg-tier.featured{transform:none}.footer-top{grid-template-columns:1fr;gap:2rem}.footer-bottom{flex-direction:column;align-items:flex-start}.form-row{grid-template-columns:1fr}.hero-btns{flex-direction:column;gap:0.75rem}.hero-btns .btn{width:100%;justify-content:center}.at-head,.at-row{grid-template-columns:1.4fr 1fr 1fr}.at-head span:last-child,.at-row span:last-child{display:none}.cookie-banner-inner{flex-direction:column;gap:1rem}.cookie-btns{width:100%}.btn-cookie-accept,.btn-cookie-settings{flex:1;text-align:center}}@media (max-width:480px){.hero-kpi-row{border-radius:var(--radius)}.kpi-value{font-size:1.7rem}.rechenbeispiel{padding:1.5rem}.re-numbers{flex-direction:column}.rn-box{padding:0.875rem 1rem}.about-portrait{max-height:280px}.trust-items{flex-direction:column;gap:0.75rem}}.hero>.container{width:100%}